Physician Lenders Available in California 

KEYBANK MORTGAGE

• Fixed- and variable-rate options available

• Loan amounts up to $3.5 million

  • Up to 100%* loan-to-value (LTV) to $750,000
  • Up to 95%* loan-to-value (LTV) to $1 million
  • Up to 90%* loan-to-value (LTV) to $1.5 million

• No Private Mortgage Insurance (PMI) required

• Personalized service

• Loan options available for purchase, as well as rate/term and cash-out refinances

• Eligible property types include owner-occupied primary residences and second homes

• Available for 1-unit single-family homes, condos or planned unit developments

* Geographic restrictions may apply. Ask us for details.

BBVA

The program is available for practicing physicians with a 700+ FICO score who are purchasing a single family detached home.

  • 100% loan to $650K with no mortgage insurance (FICO 720)

  • 95% loan to $1.0M with no mortgage insurance (FICO 700)

  • 95% loan to $1.25M with no mortgage insurance (FICO 720)

  • 90% loan to $1.25M with no mortgage insurance (FICO 700)

  • 90% loan to $1.5M with no mortgage insurance (FICO 720)

  • 85% loan to $1.5M with no mortgage insurance. (FICO 700)

  • 80% loan to $1.75M with no mortgage insurance. (FICO 700)

  • 30, 20 and 15 year fixed loans as well as a 5 and 7 year ARM.

  • Can be used for Refinance / Cash out to 85%

  • MD, DO, DDS, DMD (other designations maybe acceptable)

  • Approved Condominiums are acceptable

  • One-Time Close Construction/Renovation loans/Lot Loan

    **20 Point FICO Exceptions Available if qualified**

*Please complete the form to connect with the lender of choice. 

 

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