phySICIAN hOME LOAN lenders in your state.
All of the loan officers listed are highly recommended Physician Loan Officers and industry leaders that specialize in working with Physician Mortgage Loans ONLY.
Physician Loans CAlifornia
BBVA: Click here for Program Features and Loan Officer Contact Information
Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)
National Lender :Click here for Program Features and Loan Officer Contact Information
Please use the form below and we’ll let a Physician Loans USA Specialist know that you are looking for more information.
Full List of Banks offering a physician Loan Program:
National Lender 1 :Click here for Program Features and Loan Officer Contact Information
Available in the following states: (ALL 50 STATES)
Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)
Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: WI, MO, IL, IN, OH, KY, MI, TN, GA, FL, NC, SC, WV
Regions Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: TX, IA, MO, AR, LA, IL, IN, KY, TN, MS, AL, GA, FL, VA, NC, SC, LA
Citizens Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, and WV
Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA
BBVA Compass Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, AZ, CA, CO, FL, GA, ID, KS, LA, MA, NM, NV, OH, OK, OR, PA, TN, TX, VA, and WA.
Suntrust Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV and DC; and parts of PA
Physician Home Loan Experts in East Contra Costa County
Most physicians dream of buying a beautiful home that adds to the comfort of their life. As they are making an investment in a home for the first time, young doctors often make significant mistakes in the process. New physicians find themselves in a better financial situation at the end of college before starting to practice applying for their first mortgage because they know they have substantial earnings potential. On the other hand, they have little income history, a massive amount of student loan debt, and little to no savings. This is the case for almost all physicians in East Contra Costa County, which is where the Doctor Mortgage Loan Program comes into the picture.
Physician Mortgage Loan Experts in East Contra Costa County
A Physician Mortgage Loan Program or a Doctor Mortgage Loan Program comprises of a wide variety of home loan solutions that have been customized around the financial goals of the physicians/ doctors. It is a well-known fact that conventional loans in the USA have many strict guidelines to adhere to with very low chances of approval. The invention the Doctor Loan Program in East Contra Costa County is very significant in the current times due to the same reason. Apart from the various benefits that it provides, it is a significant advantage for the physicians to buy a home considering they have a high paying stable job. Almost all leading banks these days are providing physician mortgage loans in East Contra Costa County without resorting to any tricks to get more business out of the doctors.
Benefits of Doctor Loan Programs in East Contra Costa County-
1. Doctor Loan Programs gives physicians inEast Contra Costa County the access to finance with little to no money down and also no required private mortgage insurance (PMI).
2. Physician Mortgage Loans in East Contra Costa County holds a higher chance of approval for the new in practice physicians because a physician loan is a good option for doctors who are having trouble scraping together cash for a down payment.
3. Leading Physician Mortgages in East Contra Costa County also offer extremely low down payment of 0-5% and finances 90-100% of the loan value usually.
4. Another unique and vital fact about the doctor mortgage loans in East Contra Costa County is that student loan payments that are in delay for a year or longer don’t influence the decision of whether the borrower qualifies for the mortgage or not.
5. It allows flexibility for a self-employed physician regarding proof of income to qualify with as little as a six-month history of income, enabling them to buy a home almost two years earlier with a doctor loan than a conventional loan.
6. Physician Mortgage Loans in East Contra Costa County provides higher loan limits depending on the country and on the institution that is making the physician loan. Despite which it still has a higher loan limit than any conventional loan amounting between $ 850k to $1.5 million.
7. PhysicianLenders have the highest interest rate but again, keep into consideration many benefits for physicians especially the ones early in their career.
8. Some leading physician mortgages in East Contra Costa Countyeven allow physicians to use gift money for a down payment or closing costs.
Contact Us For Physician mortgage loan in East Contra Costa County
Doctor mortgage loans in East Contra Costa County are designed to help upcoming and established doctors secure a mortgage because many doctors have significant debt due to their student loans. The idea is to help doctors with high potential earnings to get qualified for a mortgage based on their potential earnings. Physician Lenders, therefore, help these doctors secure a loan and buy their first home with ease.