Fifth Third Bank

Available in the following states: FL, IL, IN, KY, MI, OH, TN, WV, GA, NC, SC

DOCTOR PROGRAM FEATURES:

• ALL physicians 0% down up to $1,000,000 (700+)

  • 5% down up to $1,000,000 (680+)

  • 5% down up to $1,500,000 (700+)

  • 10% down up to $2,000,000 (700+)

• Rate/Term refinancing the same loan to values as purchase

• Debt to income up to 50%

• 2 months reserves for loan amounts <$1,000,000

  • Gift funds allowed for reserves for <$1,000,000

• 6 months reserves for loan amounts >= $1,000,000

• Gift funds can be used for closing costs & prepaids

• Can have less then 24 months self employed income if they acquired a practice

• Asset dissipation underwriting allowed

  • Can use unencumbered assets to qualify/show more income

• If using resident or fellow income, we can ignore student loans

• Can you future income if a physician starts a new job within 90 days of the closing date

  • Can get exceptions if slightly longer out

• Allow J1 & H1B Visas with proof of continued employment

• Can lend in all 50 states for Private Banking clients (all else remains the same: FL, IL, IN, KY, MI, OH, TN, WV, GA, NC, SC)

  • $2,000,000+ in assets with the bank for Private Banking

• No additional money down on condos

• Relationship rate discounts starting at $25,000 of assets with the bank

  
  For more information from our National, Regional and Local Physician Lenders please fill out the form below. We will contact you shortly to go over the best doctor program in your State.

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Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.