National lenders

KEYBANK

DOCTOR PROGRAM FEATURES:

  • Fixed- and variable-rate options available

  • Loan amounts up to $3.5 million

  • Min FICO credit score 720

  • 95% loan-to-value (LTV) to $1 million

  • 90% loan-to-value (LTV) to $1.5 million

  • No cash reserve required up to 95% loan-to-value (LTV) to $1 million

  • No Private Mortgage Insurance (PMI) required

  • Personalized service

  • Loan options available for purchase, as well as rate/term and cash-out refinances

  • Eligible property types include owner-occupied primary residences and second homes

  • Available for 1-unit single-family homes, attached or detached, condos or planned unit developments

Flagstar Bank

DOCTOR PROGRAM FEATURES:

-95% Financing to $1M

-90% Financing to $1.5M

-5/1, 7/1, 10/1 Adjustable Rate Mortgages (ARMS)

-Deferred medical student debt may not affect your qualifying loan amount.

-Purchase and rate/term refinance for primary residence.

-MD, DDS, DMD, DO, DPM and Veterinarians accepted.

-Non-Occupant Co-Borrowers Allowed

Regional lenders

Local lenders