National lenders

KEYBANK

DOCTOR PROGRAM FEATURES:

Fixed- and variable-rate options available
Loan amounts up to $3.5 million
Min FICO credit score 720
95% loan-to-value (LTV) to $1 million
90% loan-to-value (LTV) to $1.5 million
No cash reserve required up to 95% loan-to-value (LTV) to $1 million
No Private Mortgage Insurance (PMI) required
Personalized service
Loan options available for purchase, as well as rate/term and cash-out refinances
Eligible property types include owner-occupied primary residences and second homes
Available for 1-unit single-family homes, attached or detached, condos or planned unit developments

Click here to contact Keybank lenders

Regional lenders

Fifth Third

FIFTH THIRD BANK: FL, GA, IN, KY, MI, NC, OH, SC,TN, WV, IL

They offer two different Doctor Loans: Your current employment status determines the program you would qualify for.

DOCTOR PROGRAM FEATURES:

•MD, DO, DPM and established DDS or DMD
•Soft or declining markets do not require additional down payment
•No Private Mortgage Insurance required
•Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment)
•No additional money down on condominiums
•Purchase or refinance
•Can close up to 90 days before future employment begins

New Physician Loan Program- Intern/ Resident/ Fellow OR Practicing/ Attending Physician for less than 1 year

•720 credit score required for 0% down up to $750,000
•5% down on loan amounts of $750,001 – $1,000,000

Established Physician Program- Attending/ Practicing Physicians greater that 1 year

•Dentist now available.
•Up to $750K with no down payment required
•5% down required if greater than $750K up to $1,000,000
•15% down required if greater than $1MM up to $1.5MM
•No limit of years after training
•Refinance Loans available
•720 Credit score required

Click here to contact Fifth Third Bank Lenders