phySICIAN hOME LOAN lenders in your state.
All of the loan officers listed are highly recommended Physician Loan Officers and industry leaders that specialize in working with Physician Mortgage Loans ONLY.
Physician Loans Ohio
Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, WI, MO, IL, IN, KY, MI, TN, GA, FL, NC, SC, WV
Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)
Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA
Please use the form below and we’ll let a Physician Loans USA Specialist know that you are looking for more information.
Full List of Banks offering a physician Loan Program:
National Lender 1 :Click here for Program Features and Loan Officer Contact Information
Available in the following states: (ALL 50 STATES)
Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)
Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: WI, MO, IL, IN, OH, KY, MI, TN, GA, FL, NC, SC, WV
Regions Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: TX, IA, MO, AR, LA, IL, IN, KY, TN, MS, AL, GA, FL, VA, NC, SC, LA
Citizens Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, and WV
Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA
BBVA Compass Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, AZ, CA, CO, FL, GA, ID, KS, LA, MA, NM, NV, OH, OK, OR, PA, TN, TX, VA, and WA.
Suntrust Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV and DC; and parts of PA
Physician Mortgage Home Loan Experts in Dayton
For most people, purchasing a house is the most significant transaction they ever make or negotiate, not only from a money standpoint but also an emotional one. This crucial decision also has a great impact on other aspects of a person’s daily life as it affects future financial decisions as well. Many factors and variables need to be studied for the home buying process, but the doctor mortgage loan program helps you approach this milestone in your life with more clarity.
The Doctor Mortgage Loan Program has been specifically designed for doctors that have started practicing in the last few years. High salaries in a comparatively stable job market than other professions make doctors lucrative and low-risk customers for physician lenders.
Physician Mortgage Loan Experts in Dayton
The Doctor Loan Program in Dayton is a residential mortgage loan program that provides specifically developed unique benefits to medical physicians, podiatrists, optometrists, dentists, and veterinarians. The following list of doctors/ physicians are eligible to apply for the Doctor Loan Programs in Dayton:
• Medical Resident
• MD (Medical Doctor)
• DPM (Doctor of Podiatric Medicine)
• DO (Doctor of Osteopathy)
• DDS (Doctor of Dental Surgery)
• DMD (Doctor of Dental Medicine)
• OD (Doctor of Optometry)
Benefits of Physician Mortgage Loans in Dayton
Physician Mortgage Loans in Dayton requires doctors to invest very little money for a down payment on the loan, usually 0-5% of the purchase price. It also does not mandate physicians to pay for private mortgage insurance (PMI). Banks do not include the student loan debt and neither let it influence the approval of the loan from physician lenders. This makes it a very attractive offer and one of the main reasons why it is said to be so beneficial for a recent graduate.
Contact Us For Physician mortgage loan in Dayton
Doctor Mortgage Loans in Dayton offers value and benefits that cannot be refused. It holds a higher chance of approval for the new in practice physicians. It finances 90-100% of the loan value usually. It provides higher loan limits depending on the country and on the institution that is making the loan. Despite which it still has a more upper loan limit than any conventional loan amounting from $850k to $1.5million. Leading physician mortgages in Dayton has the highest interest rate but yet keeps into consideration many benefits for physicians especially the ones early in their career.
It accepts residency/fellowship/employment contract as proof of income for the future. Usually, conventional lenders look backward at the borrowers earning history to be able to determine if they’ll be able to afford a monthly loan payment, but physician lenders don’t.
Leading banks that give physician mortgages in Dayton require you to only open an account with them to be eligible for a loan. They do not resort to any malpractices of forcing borrowers to open an account in a way that ensures them to do business other than the physician loan with them. In some cases, doctor mortgage loans in Dayton allows borrowers also to use money that they have received as a gift for the down payment, cash reserves or closing costs.
Every situation is unique, especially since different states and cities have different laws in regards to home equity. These are highly complex transactions, which is why it is beneficial to have us as your Physician Home Loan Experts managing thiscomplex process for you and your family and coordinating with leading physician mortgages in Dayton. We can make moving into your dream home a reality.