Flagstar Bank | Doctor Home Loans

Here at Physician Loans USA , we offer viable home loan solutions for physicians and doctors who want to build their homes without hassles. We understand that your needs differ from those of the others because you have a career to nurture and student loans to handle during your early professional years. With our specialized physician home mortgage loans, we are excited to help you get closer to your dream home.

Today we are featuring a Physician Lender, FLAGSTAR BANK

Doctors face unique financial needs, Flagstar ban k understands those needs and offers straightforward, objective advice and customized mortgage solutions. We have designed a program using specialized underwriting tailored to the financial needs of medical doctors.

DOCTOR PROGRAM FEATURES:

100% Financing up to $1m with a 720 credit score

95% financing up to $1.5m with a 700 credit score

5/6, 7/6, 10/6 Adjustable Rate Mortgages (ARMS)

Deferred medical student debt may not affect your qualifying loan amount

Purchase and rate & term refinance

Non-occupant co-borrowers allowed

Max debt to income ratio 45%

Gift funds allowed

SFR, Townhome, Condo, Modular Home

Eligible occupations include:

Doctor of medicine, Doctor of Dental surgery, Doctor of Dental medicine or surgeon, Medical resident (with educational license), Doctor of Optometry, Doctor of Osteopathic medicine, Doctor of Podiatric medicine, Doctor of Veterinary medicine, Doctor of Pharmacy, Physician’s Assistant (PA), Registered Nurse (RN), Nurse Anesthetist, Nurse Practitioner, Clinical Nurse specialist, CPA, ATP Pilot, Attorney

For more information from our National, Regional and Local Physician Lenders please fill out the form below. We will contact you shortly to go over the best doctor program in your State.