Northpointe Bank | Doctor Loan Programs

Here at Physician Loans USA , we offer viable home loan solutions for physicians and doctors who want to build their homes without hassles. We understand that your needs differ from those of the others because you have a career to nurture and student loans to handle during your early professional years. With our specialized physician home mortgage loans, we are excited to help you get closer to your dream home.

Today we are featuring a Physician Lender, Northpointe Bank

Doctors face unique financial needs, Northpointe Bank understands those needs and offers straightforward, objective advice and customized mortgage solutions. We have designed a program using specialized underwriting tailored to the financial needs of medical doctors.

NORTHPOINTE DOCTOR PROGRAM FEATURES:

100% down to $1m loan amount
95% to $1.5m loan amount
90% down to $1.75m loan amount
85% down to $2.0m loan amount
No PMI required
Only 2 months reserves / gifts allowed
Miniumum FICO credit score 720
Gift funds allowed for down payment, closing cost, and reserves
Some exceptions possible with strong compensating factors
Primary res only /1 or 2 unit owner occupied property, condo, townhome

Medical Doctors (MD) · Dr. of Osteopathy (DO) · Dr. of Dental Surgery (DDS) · Dr. of Dental Medicine (DMD) · Dr. of Optometry (OD) ·

Dr. of Ophthalmology (MD) · Dr. of Podiatric Medicine (DP) · Dr. of Surgery (DCH) · Dr. of Psychiatric Medicine (DPM) · Doctor of Veterinary Medicine (DVM) · Chiropractors

For more information from our National, Regional and Local Physician Lenders please fill out the form below. We will contact you shortly to go over the best doctor program in your State.